How To Earn Extra Money (Online and Offline)?

Want to be your own boss and earn money? Who doesn't, right? You might be surprise to find a wide range of ways to earn money while not being an employee of some sort. Not everybody wants to be employed, not forever at least. But how could you let go of the job if you need income.

Because of the birth of the internet, not to mention, the social media, this is now easier to achieve.

These are not ranked according to any criteria.

1. Monetize a blog
Investment: Patience and skills

What you need: Internet connection, blog, AdSense account

2. Invest in stocks
Investment: Minimum of 5K

What you need: Money, Stock broker platform

Think that stocks is intimidating if you don't have a financial education background? Wrong. If you are aiming for long term investment, all you need to do is open an account, buy some good stable stocks and you are good to go. One of the leading stock broker platforms in the country is COL Financial. Their office is in Ortigas and it only takes 15 minutes to open an account with them, here is a step by step guide for beginners. 

3. Sell your old items
Investment: Time

What you need; Pre-owned items, websites like eBay.com, OLX.com

Decrease the clutter, increase your money. May it be clothing, books, gift items, appliances, sell them all! You'd be surprise.

If you have the space to hold a garage sale, you could do this also.

4. Sell your photos
Investment: Photos

What you need: Quality photos

Quality photos meaning with quality content not hd quality. Although, that is a plus too. There are websites and apps that let you sell your photos and gives you a cut whenever someone downloads it. Some apps are shutterstock and eye-em.

5. Freelancing
Investment: Skills

What you need: Website to advertise you skill

6. Attending in research market discussions
Investment: Opinion

What you need: Invitation to a focus group discussion

How To Pay Meralco Bills Through BPI Express Online?

The steps below shows how to pay Meralco bills using your BPI Express Online. This only works for those who already have a BPI Express Online account. Also note that overdue Meralco bills CANNOT be paid thru this method. For Metrobank, proceed here.

Step 1. Sign in to https://secure1.bpiexpressonline.com/AuthFiles/login.aspx?URL=/direct_signin.htm

Step 2. Make sure MERALCO is enrolled as a biller, here's how. Proceed to Payments and Reloading > Pay Bills Today

Step 3. Fill up the required information. ATM/Reference Number can be found at the bottom left of the Meralco bill.

Step 4. Double-check the information you entered Click submit and confirm.

For questions, please feel free to leave a comment or call BPI hotline.

How To Pay Your Meralco Bill Using Your Credit Card?

NOTE: This post is for Citibank credit card

By enrolling your merchant to your credit card, you also earn points. You earn something from something you will pay anyway monthly. Hello, reward points! Then, you can use those points to book a flight! Here's how I booked a flight to South Korea for half the price using my earned points throughout a year. :) Just make sure to pay your credit card bills ON TIME!

Unlike any other merchants in Citibank online (Sky, Globe, Smart), Meralco changes your reference number every month so you cannot enroll it permanently in your Citi account. Instead, you have to treat it as a One Time Bill Payment.

Here's how:

Step 1. Go to https://www.citibank.com.ph/ then log in to your account.

Step 2. Proceed to Payment and Transfers. Select One Time Bill Payment from the To Account dropdown box.

Step 3. Click Search, click View Merchant or you can type in Meralco in the search box.

Step 4. Enter the ATM/Phone Reference No. in your Meralco bill. It is located at the bottom left part of your bill.

Step 5. Click Confirm and Pay.

You're done! Or you can view your record then email it to your registered email address.