How To Download Video from YouTube?

Step 1. Download YouTube Downloader here.
Step 2. Go to the video in youtube you want to download.
Step 3. Open YouTueb Downloader.
Step 4. Copy the URL at the top of the browser's address bar and paste it to YouTube Downloader.
Step 5. Click 'Download' and wait.

How To Save Money the Simplest Way? (For Young Professionals)

These are tips for yuppies (and not so young) in the Philippines to save money in the simplest ways possible. These are really realistic ways that you CAN do in a developing country like ours without being a cheap and an impractical person.

1. Pack lunch.
I started on meal prepping recently, the one you prepare all your food for the next 5 days during Sundays, and I only spend 55-70 pesos per day for my lunch. A balanced one actually, thank you very much. I know that there are meals out there that cost the same as my packed one and more convenient to buy but are they healthy *ehem*Jolibee*ehem*7-eleven*ehem*?

2. Walk.
End of the day, you just want to lie down in your bed THE.FASTEST.WAY.POSSIBLE. so tap your Grab or Uber app. If you live close enough, think twice before booking because you can save up to 120 pesos a day if you walk and you will at the side, shed some pounds.

3. Brew your coffee.
Whether you brew your coffee at home and bring it to work or you bring your own coffee maker at work (I have seen this), it is much more practical than buying at the coffee shops.

4. Avoid going to the mall.
Those clothes, bags, shoes, techie stuffs calling out to you... need I say more? Additionally, avoid going to an e-mall. And by that I mean, online shopping stores. Who needs a voucher to a buffet that will be forgotten and eventually expire anyway?

5. Magnify.

120 pesos a day for a cab ride is a small thing but, that's 3,600 in a month, 43,200 in a year. You could already buy a decent smart phone with that. Think about this for that small amount you spend everyday or on a regular basis, it is lifestyle-changing.










UPDATE:
6. Use your credit card  to earn money.
If you have a reward or cash back credit card, the company will give you points or rebates when you purchase using their card. So what I realized is that, credit card is not bad if you use it to your advantage. Say use your credit card to pay your bills. These are expenses that you really pay monthly, so why not use your credit card to do that. But be sure to pay it immediately. More on that here.

For any additional tips, please feel free to comment! :)

How To Open A COL Financial Account? (For Beginners)

Stocks are not just for the rich people but you can be one of the rich people if you invest in stocks.
To invest in stocks, you must first open an account in a stock broker platform like COL Financial. There are two ways in which you can open an account in COL - 1) going to their office 2) mailing them the requirements thru LBC.

Going to their office:

Step 1: Fill out their registration form. This is downloadable at their site or available at their office. I suggest you just download, print, and fill it up to save time.

Step 2: Photocopy a government ID.

Step 3: Go to their office at Ortigas.



Step 4. Submit the requirements, wait for a few (and I really mean a few!) minutes and an email will be sent to you containing your account number.

Step 5: Done. You are now ready to fund your account.


Mailing them the requirements

Follow Steps 1-2

Step 3. Mail them the requirements thru LBC.

Step 4. They will contact you for a Skype meeting to verify your credentials.

Step 5: Wait for their email containing your account number.

Step 6: Done. You are now ready to fund your account.

For any questions, please feel free to comment! :)

How To Enroll Citibank Credit Card To BPI Express Online?

Ever wondered how you can pay your Citibank credit card other than going the bank itself and pay over the counter? With limited branches of Citibank in the metro, it is a struggle to go the physical bank to not miss your payment due date.

Fortunately, Citibank has a number of local banks (BDO, BPI, Metrobank) as partners here in the Philippines. You can see different ways of paying your card in the Citibank website.

Experience the convenience of paying your Citibank credit card online through a third party online bank by following these steps:

Step 1. Unlike the usual enrollment of a merchant in BPI Express Online, you must go to the nearest branch of BPI and request for an enrollment form. It is not necessary to fall in line and get a number, just ask in the account opening section for the form.

Step 2. Fill up the form with your BPI account number, card number, name, and type of card.

Step 3. Submit the form at any branch in the account opening section again.

Step 4. Wait for 24 hourrs, then you should now see your card as a merchant in the 'Bills Payment' section of BPI Online.

For any questions, please feel free to comment. :)